With SuperCare, you can pay for essential dental treatments using your super annuation.
SuperCare is an Australian company that helps access Early Release of Super to pay for essential dental treatments. SuperCare streamlines the application process required to access superannuation to pay for dental procedures as are necessary for yourself or your dependents, e.g. your spouse, partner or your child.
SuperCare is not a superannuation fund nor a financial services company. It is a type of funding assistance that allows patients to access their superannuation fund early so they can pay for the dental procedure they require. You can access your superannuation today and do not have to wait until you are 65 years old or over.
Underthe ATO’s compassionate release of superannuation program, Superannuation savings can fund essential treatments. With SuperCare you can pay all out of pocket expenses, including private hospital fees.
Early release of superannuation for dental care on compassionate grounds
Are you suffering from dental conditions and pain that is significantly impacting your general health? Here at Officer Smiles,
we believe that having good dental health is crucial for everyone to eat and live healthy. More importantly, in this modern times, being able to live pain free and not be burdened by dental issues should be a right for every one.
If you are putting off getting vital dental treatment due financial issues, you may be eligible to apply for a compassionate release of superannuation to address your dental concerns.
Typical presentations that can be debilitating to your healthcare:
- Multiple loose or decayed teeth that are painful to eat on-Missing teeth or poor fitting dentures that no longer allow you to eat or function properly
- Heavily worn teeth that have now progressed to chronic jaw pain
- Missing teeth that are affecting your mental wellbeing, ability to seek employment and affecting your self esteem.
Does any of the above sound like what you are experiencing? Consider booking a consultation with our dentists and get assessed properly.
Definitions by the ATO
When applying for compassionate release of superannuation, you need to understand the rules set by the ATO. There is a thorough list of conditions that can be found right here:
Here is a simplification of the general parameters:
- You must be local (meaning citizen or permanent residents of Australia or newzealand only)
- You or your dependant must receive the dental/medical treatment to treat acute or chronic pain OR to alleviate acute or chronic mental illness.
- The said dental treatment is not readily available through the public health system.
- The treatment expense is yet to be paid
- And you can’t afford to pay for part or all of the treatment without accessing your super- When you claim that you can’t afford it, it means you can not get funding from using savings, selling investments, accessing public schemes and funds or borrowing money (payment plans).
- You have the supporting evidence to show that you need treatment
Should I withdraw from my superannuation for dental care?
If you are uncertain what the cost and involvement are required to restore your dental health, it is time you organise a comprehensive examination with one of our clinicians. We have dentists that can help you understand your dental condition better and go through the different options available to you. To assist you in the application, we also partner with SuperCare to facilitate the process so you get the funds you need for treatment